The Westford Select Board on July 2 signaled support for a set of Health Insurance Trust recommendations, including seeking stop‑loss quotes and pursuing negotiations for a midpoint plan design change intended to take effect for the Nov. 1, 2026 plan renewal, and scheduled a hybrid public informational session for July 23 at 4:30 p.m.
The Health Insurance Trust met and considered multiple plan design options presented by its consultant, Hub. Trust members voted unanimously (6–0) to obtain quotes from Hub and evaluate stop‑loss renewal options; they also voted 6–0 not to pursue joining the GIC for implementation on July 1, 2027. On two other motions tied to plan design timing and next steps — deferring GIC look‑alike design changes for the November renewal, and notifying the advisory committee to enter negotiations on a midpoint change — votes were 3 yes, 2 no and 1 abstention. The Select Board did not take separate formal votes but the chair reported the board’s consensus to support the trust’s majority positions and to move the midpoint negotiation process forward.
"I think…we don't have time to to treat either of those in the right way" said Tom, a Select Board member, arguing that major changes such as joining the GIC or adopting a new benchmark require more education and a focused timeline and that a more limited midpoint change could strike the right balance while the town prepares its FY28 budget. "Balancing the really important interests of the stakeholders who are members of our healthcare plan but also the interests of meeting all the other budget needs…" he added.
Sean, a Select Board member, thanked the Health Insurance Trust for its work and emphasized employee retention and satisfaction as factors the board must weigh: "there's humans behind this and and this will have a real impact on people and their families," he said, and urged further outreach ahead of any decisions tied to the November renewal.
To address stakeholder questions and concerns about communication and education, the board announced a hybrid informational session on July 23 at 4:30 p.m. Town staff asked that questions be submitted in advance to the town manager distribution list at tm@westfordma.gov so the board and staff can gather data and prepare responses. Kristen (town staff) explained the distribution list will collect questions and that employees and retirees who wish to speak with the board can also indicate that to staff.
The chair noted that because the meeting was held during the workday, there would be no public comment at that session; instead, the July 23 session and a potential additional meeting will provide opportunities for employees, retirees and other stakeholders to comment and ask questions. The board then moved to adjourn and completed a roll call before closing the meeting.
The select board said next steps include the informational session, follow‑up work by the Health Insurance Trust in the spring after the FY28 budget release if needed, and negotiations with the public employee committee on any agreed midpoint design change.