Board approves modest increase in excess liability coverage to $8 million

The county's insurance representative presented options to raise excess liability coverage beyond the county's current combined $7 million level. The board discussed incremental pricing, which the representative presented as a per‑million cost; supervisors considered moving toward a $10 million benchmark but agreed to raise coverage to $8 million at this meeting.

The motion described an $1,350 (per‑million increment example) premium addition to reach the $8 million excess limit; staff discussed budgeting approaches and endorsed adding the endorsement now and handling the additional premium through departmental budgets or a budget amendment if necessary. The board approved the increase; staff will finalize billing and adjust budget documents as needed.

Board members noted that larger entities (school districts) sometimes carry higher coverage but that $10 million might not be necessary at this time; they also discussed apportioning premiums across departments and funds.