Commission adds $2 million of excess liability coverage for county at additional cost
June 18, 2026 | Berkeley County, West Virginia
This article was created by AI summarizing key points discussed. AI makes mistakes, so for full details and context, please refer to the video of the full meeting. Please report any errors so we can fix them. Report an error »
County risk management briefed commissioners on the annual property and casualty renewal and presented an option to increase excess liability limits.
Staff reported a base premium increase of about $15,622 and said raising the county’s excess liability coverage from $2 million to $4 million would add roughly $83,770 to the premium for the fiscal year. Proponents said higher excess coverage is prudent given exposure and potential claims; commissioners noted budget pressures but approved the additional coverage, with staff saying the county’s fiscal position can absorb the increase.
The action amends the county’s insurance purchase for the upcoming fiscal year to add the higher excess liability limit.
Staff reported a base premium increase of about $15,622 and said raising the county’s excess liability coverage from $2 million to $4 million would add roughly $83,770 to the premium for the fiscal year. Proponents said higher excess coverage is prudent given exposure and potential claims; commissioners noted budget pressures but approved the additional coverage, with staff saying the county’s fiscal position can absorb the increase.
The action amends the county’s insurance purchase for the upcoming fiscal year to add the higher excess liability limit.
View the Full Meeting & All Its Details
This article offers just a summary. Unlock complete video, transcripts, and insights as a Founder Member.
✓
Watch full, unedited meeting videos
✓
Search every word spoken in unlimited transcripts
✓
AI summaries & real-time alerts (all government levels)
✓
Permanent access to expanding government content
30-day money-back guarantee
