Council hears municipal insurance approach from Epic Insurance

John Farland of Epic Insurance presented to the council on June 3, describing a consultative approach to municipal insurance. He said his firm analyzes loss runs, meets with department heads, and helps with contract specifications, cyber coverage, and claim advocacy.

Farland outlined a service timeline designed to start months before a renewal and said he would begin carrier conversations in July for a January renewal example. He emphasized tailoring the process to the municipality’s needs, reviewing schedules of autos and property, and using loss‑run analytics to target training and prevention efforts.

Farland offered to act as the council’s broker to evaluate current coverages and to take the program to market at the next renewal cycle. He encouraged a conversation with department heads and proposed claim reviews and Zywave risk‑management onboarding as part of the service package.

Council members asked about the calendar and cycle for renewals and whether midterm marketing was advisable; Farland recommended assigning a broker and beginning a structured renewal timeline rather than making last‑minute changes.