Lyon County accepts insurance renewal; commissioners press for more cyber readiness

Lyon County commissioners on June 4 voted unanimously to accept a renewal proposal from the Nevada Public Agency Insurance Pool for fiscal 2026–27 after a lengthy staff presentation on coverage changes and risk exposures.

Kayla Frost of A&H Insurance, the county’s broker, outlined enhancements in the pool’s renewal, including an increase in property limits and stronger cyber liability language. "For Lyon County specifically ... the total program cost is increasing ... an increase of approximately 4.6%," Frost said in the presentation while noting that payroll and property valuation increases were primary drivers. Alan Cult, the pool representative, described program changes including a rebuilt cyber program, higher equipment‑breakdown layers and use of a captive to retain certain risks.

Commissioners focused on cyber protections. Several asked whether the $1 million cyber limit and the pool’s discipline for noncompliant members were sufficient. Frost and Cult described an active risk‑management program: independent cyber assessments, tabletop exercises and educational resources; they said the pool can require remediation and has board‑level authority to remove noncompliant members from cyber coverage. Cult noted the pool contracts with a cyber consultant and runs annual cyber summits and quarterly IT discussions for members.

Why it matters

The renewal keeps Lyon County in a member‑owned pool that provides pooled limits and risk‑management resources tailored to public entities. County staff and commissioners emphasized the operational angle—ensuring IT and agency directors implement recommended security fixes and MFA to reduce the county’s exposure.

What to watch next

County finance and IT leadership will coordinate cyber assessments and plan a schedule for MFA implementation and staff briefings. The pool and county staff signaled ongoing training and periodic reporting back to the commission on progress.