Committee reports three consumer and administrative insurance bills favorably

The House Insurance Committee reported three additional bills favorably on Wednesday with limited debate.

- House Bill 413 (Carver): Prohibits property‑and‑casualty insurers from increasing auto premiums based solely on a catastrophe claim on a policyholder’s homeowners policy, with a multiline‑policy exception. Commissioner Tim Temple supported the measure as consumer protection.

- House Bill 234 (Fermitt): Prevents the statutory entities that make up the Department of Insurance from sunsetting and extends the department’s statutory life for five years.

- House Bill 850 (Furman): Technical cleanup to update the statutory standard fire policy’s cancellation notice from 30 days to 60 days to match prior legislative changes.

Each bill was reported favorably by the committee with no recorded objections at the hearing.