Council renews excess workers' compensation insurance at $118,551 per year
February 23, 2026 | City of Muskogee, Muskogee County, Oklahoma
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The Muskogee City Council approved renewal of excess workers’ compensation insurance at an annual premium of $118,551, after staff recommended continuing the city’s relationship with the incumbent carrier.
City staff (Miss Bodenhamer) explained the city self-insures up to a point and purchases excess coverage to protect against higher claims. She said United States Claims (noted in the discussion) offered the lowest rate; a competing firm, Safety National, required a $150,000 minimum and would not quote given the city’s lower exposure. Staff recommended a two-year contract locked at $118,551 per year, subject to legal review.
Council moved, seconded and approved the contract renewal by roll call.
Action taken: Council approved the recommended renewal of excess workers’ compensation coverage at $118,551 per year; staff will proceed with contract execution and counsel review.
City staff (Miss Bodenhamer) explained the city self-insures up to a point and purchases excess coverage to protect against higher claims. She said United States Claims (noted in the discussion) offered the lowest rate; a competing firm, Safety National, required a $150,000 minimum and would not quote given the city’s lower exposure. Staff recommended a two-year contract locked at $118,551 per year, subject to legal review.
Council moved, seconded and approved the contract renewal by roll call.
Action taken: Council approved the recommended renewal of excess workers’ compensation coverage at $118,551 per year; staff will proceed with contract execution and counsel review.
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