Harbor implements vessel-insurance requirement; staff reports early compliance and 60-day grace period

The Harbor Commission received an update Jan. 22 on a new vessel-insurance requirement that took effect Jan. 1 for all vessels moored in the harbor, anchorage and mooring fields. Waterfront Director Mike Wilshire said staff had received more than 500 valid proofs of insurance by Jan. 15 and estimated about 45% of slip holders had submitted documentation in the first two weeks.

Wilshire said Harbor Patrol canvassing shows more than 75% of vessels in the anchorage/mooring field appear insured, and staff are providing outreach and assistance to owners who have not yet submitted proof. The commission agreed the purpose of the policy is safety and protection of the waterfront and tenants.

Owners have a 60-day compliance window (extended from an initial 30 days during the adoption process). Wilshire said staff intend to educate and work with owners first; after the grace period the department’s enforcement options include written notices and, if necessary, termination of a slip permit or denial of permission to moor for owners who remain noncompliant.

Commissioners raised concerns about the administrative burden of tracking insurance certificates and whether the requirement applies to non-motorized or ramp-launched vessels. Staff clarified the requirement does not apply to non-motorized vessels launched at the boat ramp. Staff said they will continue outreach, monitor compliance and report back as enforcement decisions are considered.