Okaloosa trustees hear early proposal for employee-safety incentives; builders-risk insurance responsibility clarified
May 28, 2025 | Okaloosa, School Districts, Florida
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A district staff member outlined an early-stage plan to add an incentive program tied to the district 27s risk-management tools (Vector Solutions) aimed at reducing workers 27 compensation and auto-liability exposures.
The presenter said recent incident categories the district tracks most closely are back injuries from lifting, de-escalation incidents and slips, trips and falls, and that participation in reporting and prevention tools has increased. 22To implement a new incentive program, it's in its baby stages at the moment, to roll out for the coming school year, 22 the presenter said.
Board members asked operational questions about insurance while construction remains on district property. 22I assume our program manager has builders-risk insurance for the stuff, and then once it's handed over, we get the certificate of occupancy, then we switch it to our property, 22 a board member asked, requesting Bill Smith to confirm. Bill Smith said that, for projects still under builders-risk coverage, responsibility for incidents while the contractor controls the site would be on the builder until turnover; the district's property coverage applies after acceptance and turnover.
Board member Bridal praised staff for prioritizing Vector usage and risk-management work. Members described FISBIT (the district 27s insurance pool/partner referenced in the agenda and discussion) as a longstanding cooperative and noted a recently appointed director had begun attending meetings.
The agenda also listed an item to approve a Hanover Insurance Group FISBIT full-release and assignment claim (agenda item 7.3), which was presented by board staff; no vote or final action on that agenda item was recorded in the provided transcript.
No formal motions or votes were documented in the meeting segment for this topic; the discussion was informational and staff said they would return with results if the incentive pilot is implemented.
The presenter said recent incident categories the district tracks most closely are back injuries from lifting, de-escalation incidents and slips, trips and falls, and that participation in reporting and prevention tools has increased. 22To implement a new incentive program, it's in its baby stages at the moment, to roll out for the coming school year, 22 the presenter said.
Board members asked operational questions about insurance while construction remains on district property. 22I assume our program manager has builders-risk insurance for the stuff, and then once it's handed over, we get the certificate of occupancy, then we switch it to our property, 22 a board member asked, requesting Bill Smith to confirm. Bill Smith said that, for projects still under builders-risk coverage, responsibility for incidents while the contractor controls the site would be on the builder until turnover; the district's property coverage applies after acceptance and turnover.
Board member Bridal praised staff for prioritizing Vector usage and risk-management work. Members described FISBIT (the district 27s insurance pool/partner referenced in the agenda and discussion) as a longstanding cooperative and noted a recently appointed director had begun attending meetings.
The agenda also listed an item to approve a Hanover Insurance Group FISBIT full-release and assignment claim (agenda item 7.3), which was presented by board staff; no vote or final action on that agenda item was recorded in the provided transcript.
No formal motions or votes were documented in the meeting segment for this topic; the discussion was informational and staff said they would return with results if the incentive pilot is implemented.
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