Select Board approves construction‑phase insurance arrangement for new Wellfleet Food Pantry

Select Board members agreed to an insurance arrangement to protect the town during the construction phase of the new Wellfleet Food Pantry. Bruce, town counsel, summarized a two‑part proposal: Davenport (the developer) will provide builder’s‑risk and liability coverage of $1,000,000 with a $5,000,000 umbrella naming the town and the pantry as additional insured (part a); the pantry itself would carry a $1,000,000–$2,000,000 general liability policy and a separate dwelling‑under‑construction policy of roughly $1,200,000 to cover the structure while it is built (part b).

Town administrator Tom Garrino said the town needs to be named on adequate coverage during construction; Bruce noted that delaying post‑construction umbrella levels is acceptable and that the parties can revisit the $5,000,000 umbrella after construction. The board voted in favor of the construction‑phase terms and agreed to resolve post‑construction coverage levels with the full board at a later meeting.

Counsel and administration emphasized that Davenport’s coverage will be primary during construction and that the town's existing property insurance as owner of the land provides an additional layer of coverage. Groundbreaking was noted to be scheduled the following Monday.